Sewer and Watermain Contractors Insurance

Whether you’re in the business of installing, repairing, and/or replacing sewer lines and water lines, you need complete sewer and watermain contractor insurance that will protect you from unforeseen events and accidents. 

Project delays, equipment theft, and accidents involving third-party individuals among other things can lead to liabilities and surprise expenses. KASE Insurance is an industry-leading insurance broker in Toronto. We offer customized commercial insurance for various industries, including the water and sewer line construction industry.

What is Sewer and Watermain Contractor Insurance?

Sewer and watermain contractor insurance, also known as sewer and watermain construction insurance, is a specialized type of insurance for companies that install or maintain sewers, water mains, and water lines. 

These kinds of customized insurance policies help protect the company’s assets, and work to lessen any risks related to the industry.

Why is Sewer and Watermain Insurance Important for Ontario Contractors?

The Government of Ontario predicts that the province will grow to a population of over 20.4 million in the next two decades. With the increase in population also comes the demand for infrastructure. This includes new sewers and waterlines that will support the province’s growth. More opportunity also means fiercer competition in the water and sewer line construction industry. 

The right type of watermain and sewer contractor insurance sets businesses up for success by preventing unexpected losses and strengthening client trust.

What Sewer and Watermain Contractor Insurance Covers

Commercial General Liability Insurance 

General liability coverage is a vital component of sewer and watermain contractor insurance. This type of policy covers third-party injuries and property damage connected to the contractor’s work. 

If you’re wondering who needs general liability insurance, the answer is almost everyone. That’s because injuries within business premises are also covered by CGL for sewer and watermain contractors.

Commercial Property Insurance 

Most watermain and sewer line contractors have a physical office, headquarters, or storage area where they keep valuable physical assets (computers, tools, and documents.) Commercial property insurance, as part of your complete sewer and watermain construction insurance, covers these assets in case of incidents like fire, theft, and vandalism.

Pollution Liability Insurance 

Handling water and sewage is a pollution liability risk because of the hazardous spread of pollutants or contaminants in the air and water systems. Therefore, a tailor-fit pollution liability insurance plan is highly recommended for sewer and watermain contractors.

Commercial Auto Insurance or Fleet Insurance 

Whether your company makes use of cars, vans, or trucks for transporting materials and employees, you need to bundle commercial auto insurance or fleet insurance on top of your sewer and watermain contractor insurance. This protects your business from losses related to road accidents, vehicular theft, and vandalism.

Who Needs Sewer and Watermain Contractor Insurance in Ontario?

Sewer and watermain contractor insurance are recommended for construction companies that offer services related to installing, repairing, maintaining, or replacing components of water lines or sewer lines. No business within the water and sewer line construction industry is too big or too small to have customized insurance.

Why Go With KASE Insurance

Toronto-based KASE Insurance is your partner in securing your business. We are proud to serve businesses that contribute to the expansion and maintenance of Ontario’s sewer and waterline infrastructures. We are also eager to support members of the GTSWCA with our comprehensive sewer and watermain construction insurance packages. 

We are a team of experts committed to giving dedicated assistance, transparency, and decades of collective insight. Let us take care of your insurance needs so that you can focus on what matters most: growing your business. Contact KASE Insurance to get started.