Insurance Support for the Niagara Construction Association

The construction industry is booming. However, with increased growth comes increased competition for jobs and projects—are you prepared to compete?

Beyond this competition, some risks need to be considered. Working in construction can put you at physical and financial risk. As such, you need a network of colleagues who offer you support as you navigate your chosen skilled trade.

Enter the Niagara Construction Association (NCA).

Why You Should Join the Niagara Construction Association

The NCA is a non-profit organization that advocates for the interests of its members who work in the commercial and industrial construction sector. This includes manufacturers, suppliers, architects, engineers, general and trade contractors, as well as other professionals who work within this industry.

The NCA’s mandate is to “protect the interests of those in and associated with the local construction industry.”

The organization has stayed true to this mission by offering membership and representation for a diverse pool of contractors, often lobbying alongside the Canadian Construction Association (CCA) and the Council of Ontario Construction Association (COCA).

That said, the Niagara Construction Association’s focus is staying on the pulse of issues within the industry, representing its members, and working closely with various stakeholders to promote health and safety measures. They offer safety courses, seminars, and workshops at its training facility to fulfill these goals.

The Benefits of Joining the NCA

The NCA offers several membership benefits, such as:

• Weekly bulletin and newsletter blast: These are a great source of information for members, as they provide important insight regarding projects, requests for proposals, awarded bidder information, and other pertinent documents.
• Provincial and national representation and lobbying: Members have the privilege to voice their concerns about the construction industry and have them be represented at both the provincial and national levels by the NCA.
• Social and networking events: Multiple social gatherings are organized each year for members to grow their networks, from golf tournaments and luncheons to “boot camp orientation” and food drives.

While becoming a member of the Niagara Construction Association can open doors, grow your network, and give you a platform to speak on the industry at large, it won’t help you protect your finances from unforeseen accidents or lawsuits.

The fact of the matter is that working as a contractor or owning a business in the commercial or industrial construction industry will inevitably expose you to all sorts of risks. These liabilities will only increase if you’re frequently working in the field.

You need insurance to protect you—we can help.

Personalized Insurance for Members of the Niagara Construction Association

As a skilled tradesperson, you’re no stranger to the various risks and hazards that present themselves while you’re on the job. These can range from a simple slip-and-fall accident to damaging someone else’s property while you’re working for a client.

These incidents could result in financial liabilities and lengthy legal battles, both of which can lead to bankruptcy unless you have the right insurance coverage. Your personalized insurance policy should be able to cover the costs of damages and repairs and help pay for medical expenses and legal fees in case of an accident or a lawsuit.

More than that, having an insurance policy or proactively seeking a surety bond before bidding on projects boosts your credibility and improves your chances of winning the job. Showing potential clients you’ve taken the time to invest in a risk management strategy can go a long way when trying to forge new and lucrative relationships.

Types of Insurance Policies for Niagara Construction Association Members

KASE Insurance is a proud partner of the NCA. We help business owners and independent contractors avoid financial losses by providing risk management solutions catered to their unique needs without unnecessary fees or riders.

Some of the insurance policies we offer for NCA members are:

Commercial General Liability Insurance

General liability insurance is an essential type of insurance for contractors. It provides coverage against numerous liabilities, including third-party property damage, bodily injuries, and other situations that could result in legal claims.

Contractors Insurance

This is a specialized type of policy tailored to contractors, subcontractors, and company owners against expenses arising from third-party liabilities. In some projects or situations, contractor insurance is mandatory. Additional coverage may be needed to cover all of your unique risks, depending on the advice of your insurance broker.

Surety Bonds

Members of the Niagara Construction Association might find themselves working on high-value contracts, perhaps even issued by the government. As such, both large-scale companies and independent contractors need surety bonds to show clients that they will be able to see the project until the end.

Why Go With KASE Insurance?

KASE Insurance is an award-winning commercial insurance brokerage in Toronto that provides personalized insurance policies for Niagara Construction Association members.

We don’t do hidden fees or unnecessary riders; you only for the coverage that you need that protects you and your business. Creating policies that serve your best interests is what matters most to our brokers—we only want what’s best for you.

Get in touch with us today to get started!