Insurance Support for Ontario Road Builders’ Association

The world we live in today is always in motion.

With the rising popularity of online shopping and the emergence of various e-commerce sites, the safe transportation of goods from one place to another is important now more than ever. Waterways, railways, and roads—all channels that keep us moving.

The transport infrastructure sector ensures there is no disruption in the movement of goods across Canadian borders. However, contractors working in this field often find themselves needing a supportive environment in which they can voice out concerns. This is where the Ontario Road Builders’ Association (ORBA) comes in.

Keep reading to learn more about this association and related insurance coverage!

What the Ontario Road Builders’ Association Can Do for You

The Ontario Road Builders’ Association was formed in 1927 and has been the leading voice of road builders in Ontario. The organization currently supports 56,000 workers who dedicate themselves to the construction and maintenance of public roads, bridges, and other infrastructure in the province.

At the center of its advocacy efforts is ensuring a sustainable transport and infrastructure industry that serves Ontarians. It also aims to provide support to contractors—such as yourself—by finding solutions to issues within the road-building sector.

You’ll be surrounded by veteran contractors who will teach you the ins and outs of the industry and be backed by an influential organization that supports your professional growth. You’ll also be kept up to date on the always-evolving rules and regulations of the sector while being given the resources to hone the skills you’ll use on the job.

Becoming an ORBA member will open new opportunities for you, but can’t protect you against financial losses. Working as a contractor in the road building sector isn’t easy. You’ll be exposed to a lot of risks, especially while you’re out working in the field.

Luckily, you have another partner you can trust: KASE Insurance.

Personalized Insurance for the Ontario Road Builders’ Association

As a road builder, you’re no stranger to the risks involved while you’re out repairing a bridge or building a public highway. You could be involved in a cargo vehicle accident, cause third-party injuries, or accidentally damage someone else’s home.

These instances can derail projects and saddle you with hefty fines and medical fees. Worse, you could face a lawsuit if the situation is severe.

While these liabilities can easily deplete your finances, having an insurance policy in place can soften the blow. Your personalized policy could cover the costs of damages or repairs or help pay for legal fees in case of an accident.

Having an insurance policy in place while working on a million-dollar public road project also makes you look good in your client’s eyes. Proactive risk management communicates that you’re confident in your ability to see it through to the end.

Types of Insurance Support for ORBA Members

KASE Insurance is a proud partner of the Ontario Road Builders’ Association. We help contractors across industries steer clear of financial stress by providing insurance solutions catered to their unique needs.

Some of the risk-management strategies we have in place for ORBA members are:

Contractor’s Insurance

This is a policy designed to cover Ontario Road Builders’ Association contractors, subcontractors, and company owners against costs from third-party liabilities.

Contractor insurance is mandatory in some cases. It provides financial protection against third-party property damage, bodily injury, completed work claims, and cases where your company is sued for advertising and reputational damage.

Additional coverage might be needed, but will depend on your risk-management strategy as well as the advice of your insurance agent.

Commercial General Liability (CGL) Insurance

This insurance type provides coverage against a wide range of liabilities, including bodily harm, property damage, and other instances which could result in legal liability. As such, almost every business needs CGL insurance to cover its finances.

Several factors will dictate how much coverage you need, so it’s best to consult with your insurance broker for the most accurate estimate.

Surety Bonds

Members of the Ontario Road Builders’ Association will gain access to transportation infrastructure projects worth millions. These are usually contracts made by the state and entail a higher risk for those involved.

There are several types of surety bonds—you’ll likely need several as you go through the bidding process and the actual project. At the very least, a performance bond will likely be needed for peace of mind.

Architects and Engineers Insurance

Architects and engineers ensure the railways and roads being built make travelling convenient. They design and monitor transportation infrastructure so it is built to last and stays in good shape after being used, too.

If you’re an Ontario Road Builders’ Association contractor with this kind of specific construction profession, you might face lawsuits claiming you’ve given wrongful advice or were negligent in your responsibilities.

Purchase architects and engineers insurance to keep your business safe from accidents as well as any mistakes your workers might make.

Why Go With KASE Insurance?

KASE Insurance provides customized insurance solutions for members of the Ontario Road Builders' Association. Pay only for what is essential to your business with no costly riders or other expenses.

Our insurance brokers will also offer a comprehensive explanation about your policy to ensure you understand what you’re getting as well as any exclusions.

Contact us today and learn why countless businesses trust us as their go-to insurance provider. You can also call us now for a quick quote!