An electrical contractor working on an HVAC unit’s wirings.

Insurance Support for Electrical Contractors Association of Ontario

kase
Jun 6 2023

Electricians are responsible for maintaining and repairing electrical systems, as well as installing the power grid connections and telecommunications systems that keep society running day in and out. 

When working on a construction site, they are expected to install or replace wiring, lighting and other fixtures, interpret blueprints, and make sense of any electronic controls and building codes. They are also expected to maintain devices and equipment. 

Electricians are always in-demand—their market size in Canada ballooned to $32.2 billion in 2022. However, as with most growing industries, it can be difficult to keep up with trends as they continuously change. The sheer amount of electricians out there also creates competition, meaning it might be harder to advance than you expect in the field.

This is where the Electrical Contractors Association of Ontario (ECAO) comes in.

What Is the Function of the Electrical Contractors Association of Ontario?

Joining an association like the ECAO gives electricians the support they need to grow within a competitive industry. 

Founded in 1948, the ECAO is an organization that represents the interests of electrical contractors in Ontario. It has remained steadfast in addressing the needs of contractors, advocating for the interests of electricians in the region, and promoting and supporting high standards of electrical work and safety.

It provides exclusive services to its members and continuously makes representations on behalf of electrical contractors to the government and related regulatory bodies.

An electrician carrying wires and tools

What Are the Benefits of Joining the Electrical Contractors Association of Ontario?

Members of the ECAO enjoy several benefits, such as gaining access to a network of industry professionals within the organization including suppliers, manufacturers, other electrical contractors, and related service providers. 

The association organizes conferences and other networking events to help its members connect and build meaningful relationships. 

Members with dependents also have a chance to further their children’s education through ECAO’s Scholarship Award Program. This program provides financial support to deserving children or wards of the association, helping them attend post-secondary institutions.

ECAO members also enjoy access to industry news and market updates, as well as regulatory changes as they happen. But what about security?

The construction industry can be dangerous. Electricians need to protect themselves against the perils of their job. Enter KASE Insurance. 

The Risks of Working as an Electrician

Electricians set their own hours and are usually paid well. However, it’s far from being a cakewalk of a job without any risks and disadvantages.

For starters, it’s a physically-demanding career. Electricians fix and install wires to aid the flow of electricity in and out of a building. This involves climbing ladders or being hoisted up several feet in the air, all while carrying heavy tools and equipment.

Electricians are often expected to work in harsh weather conditions or in dark and damp spaces. Working in adverse conditions can be psychological stress and put significant strain on your body, especially your joints.

Electricity itself is dangerous, too. Many electricians suffer serious injuries on the job, such as electrical shocks and burns, lacerations, and falls from dangerous heights.

None of this should deter you from working as an electrician. However, it’s important you take steps to protect yourself and your finances if you work in this field. Preparation is the key to avoiding a shock—on the job or in your financial statements.

An electrical contractor working on a faulty socket.

Customizable Support for Members of the Electrical Contractors Association of Ontario

ECAO members are no strangers to the dangers of the industry, which is why it’s important to have risk-management strategies in place. 

One such strategy is purchasing a comprehensive insurance package to protect yourself against legal claims or financial losses due to faulty electrical repairs.

KASE Insurance is a proud partner of the Electrical Contractors Association of Ontario. We provide fully-customizable insurance policies to help keep you and your contracts secure without paying for unnecessary riders.

Some of the insurance policies we provide to ECAO members include:

Electrician Contractor Liability Insurance

This insurance policy protects electrical contractors against costs arising from several scenarios. It helps pay for expenses related to third-party property damage as a result of faulty wiring, including repairs or replacements as needed.

Members of the Electrical Contractors Association of Ontario are also covered in case they accidentally cause or contribute to a third-party injury. If you find yourself in a situation where you’re found liable for damages, having electrician contractor insurance will help you cover the medical costs of the third party.

Contractor’s Insurance

This is a policy that’s designed to protect both contractors and subcontractors, as well as their employers, against costs arising from accidents or third-party injuries. 

This insurance type also provides coverage for legal costs related to advertising and reputational harm, including libel and slander, and copyright infringement. These types of claims have become increasingly common in recent years as technology and the internet continue to define rules, regulations, and boundaries.

Why Should Members of the Electrical Contractors Association of Ontario Choose KASE Insurance

Your ECAO membership may give you the career boost you need in a cutthroat industry, but having a comprehensive insurance policy in place is how you’ll build a fool-proof risk-management strategy that secures your finances in the long run.

KASE Insurance offers customizable insurance solutions to all of our clients, including members of the Electrical Contractors Association of Ontario. We give you the best policies possible that are always tailored to your business’s unique needs.

Contact one of our brokers today for a quick quote!

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