Two building contractors inspecting design plans

Insurance Support for Ontario Building Officials Association (OBOA) Professionals

kase
Apr 8 2024

The Ontario Building Officials Association (OBOA) is a vital pillar of Ontario's construction industry. Its building official members ensure that every construction project is safe and built correctly, whether in a busy city or a rural area. As part of their daily jobs, they have to follow strict guidelines, promote safety on construction sites, and make important decisions that can affect projects.

However, interpreting and applying building codes can be a complex task. Even minor errors or omissions in interpretations or approvals can lead to costly legal disputes if a project encounters structural or safety issues later. For this reason, working with a trustworthy insurance agent like KASE Insurance protects your business and gives you peace of mind as you work in the construction industry.

KASE Insurance knows that OBOA contractors have to deal with several issues daily. That is why we do more than just give quotes. We’re your industry partners—working closely with you to fully understand your needs and create an insurance plan that protects your business and keeps your projects on track.

What Can The Ontario Building Officials Association Do For You

Building inspectors checking if the building is up to code
Source: Shutterstock

In homes, workplaces, schools, or hospitals, a building inspector is essential to maintaining the integrity and safety of its construction. They are the guardians of public safety, safeguarding communities by upholding building codes and ensuring construction projects meet the highest standards.

The Ontario Building Officials Association has strongly supported building officials in Ontario since 1956. Their 1,900 members navigate complex regulations, make critical on-site choices, and stay up-to-date with the latest industry developments.

Here are some important ways that being a member of the OBOA can help contractors:

Professional Development

Contractors can stay up to date on the latest building codes, rules, and best practices by attending the OBOA's many educational programs and workshops. This helps contractors stay ahead of the curve in the constantly changing construction industry by improving their skills, knowledge, and expertise.

Networking Opportunities

The Ontario Building Officials Association fosters a strong community for building officials. Members have access to a network of professionals with similar interests. This lets contractors connect with coworkers, share experiences, and make connections that will help their careers.

Advocacy and Representation

The OBOA actively lobbies the government on behalf of building officials, pushing for rules and laws that protect the public and make building more efficient. As more members join the OBOA, its voice gets stronger, ensuring building officials are heard and seen on a larger scale.

Industry Resources

Members of the Ontario Building Officials Association can access a wide range of industry resources, such as technical manuals, code interpretations, and published materials in the field. These resources ensure you stay up-to-date and make informed decisions at work every day.

Support and Collaboration

Through the OBOA, contractors can connect, get help with tough problems, and talk about their work experiences in a safe and helpful setting. This environment encourages teamwork, builds community, and can be a terrific source of support for contractors as they progress in their careers.

OBOA members not only invest in their professional growth—they also make the Ontario construction industry safer and more efficient.

Get Customized Insurance For OBOA Contractors

Five people in a boardroom with paperwork and laptops on the table.
Source: Shutterstock

The responsibility building officials carry is immense. Ensuring strict adherence to complex building codes and safeguarding public safety through inspections can expose you to potential risks. Even a slight misjudgment during an inspection or a difference in code interpretation could lead to costly legal disputes.

KASE Insurance knows that Ontario Building Officials Association members have to deal with a lot of complex issues and pressures every day. The right insurance coverage lowers the financial risks that come with unplanned events, keeps projects on track by preventing setbacks, and lets you follow any industry rules that require certain coverages. Here are some common insurance types building officials can get:

General Liability Insurance

If someone gets hurt or their property is damaged because of your work or because you were careless during inspections or interactions on construction sites, this is your safety net. General Liability Insurance protects you from losing money if someone gets hurt on the job site because of falling debris or if you damage a client's property by accident.

Builder's Risk Insurance

This insurance covers property damage, theft, and vandalism to a building project. If something unexpected happens, like a fire, storm, or even an accident during construction, Builder's Risk insurance will protect you.

Contractual Liability Insurance

It makes sure you can meet the insurance requirements in your construction contracts. Contractual liability insurance protects your business's reputation and gives you financial security if you cannot meet your contractual obligations because of an insured event.

Commercial Auto Insurance

Commercial auto insurance protects business vehicles in case of an accident on the way to and from work sites or during inspections. If you are driving a company car and get into an accident, it covers your liability for damage to property, injuries, and personal injury.

Discover The Best Insurance Solutions With KASE Insurance

Award-winning KASE Insurance, a specialty commercial insurance brokerage based in Toronto, knows how important Ontario Building Officials Association members are. We are aware of the challenges you encounter when managing the Ontario building code, guaranteeing public safety, and supervising projects from start to finish. That's why we go beyond basic quotes.

Don't let complex insurance needs slow you down. KASE Insurance understands the challenges OBOA contractors face. We will work closely with you to create a complete plan that will keep your business safe. Our expert insurance brokers will assist you with all your questions and walk you through the entire process. Expect unparalleled customer service from us.

Focus on what you do best as an OBOA member and let KASE handle the risk management. Contact us today for a quote!

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