Hamilton Halton Construction Association

Navigating the ins and outs of one of Canada’s biggest industries can be intimidating, especially if you’re just starting out in your career as a construction worker.

However, as the construction industry continues to grow, so does the number of jobs available. While there is a clear demand for workers, there’s still strong competition within the sector. Therefore, having strong connections and a network of supportive colleagues can help guide you in the right direction and set you up for success.

Enter the Hamilton Halton Construction Association (HHCA).

How the HHCA Supports Contractors

The HHCA is a non-profit organization established in the 1920s. Its purpose is to serve members actively engaged in Industrial, Commercial, and Institutional (ICI) construction firms in the Hamilton and Halton areas.

For over 100 years, the HHCA has provided various resources and educational opportunities such as Gold Seal courses, health and safety training, and professional development. It continues to promote excellence in safety for commercial and industrial enterprises.

Benefits of Joining the HHCA

At the center of its advocacies, the HHCA provides avenues for its members to further their careers and build a network of contacts within the organization.

In partnership with ConstructConnect, the HHCA offers its members access to an industry-leading intelligence platform where you can find projects to bid on, plus private work and exclusive access to projects still in their conceptual and design phases.

As a member of the HHCA, you’ll get the chance to join a variety of networking events throughout the year where you’ll connect with industry stakeholders and veteran colleagues. There are also numerous in-person training sessions and virtual courses offered to members to keep them updated on trends and help refine their skills.

Additionally, the HHCA also offers an extensive collection of CCA and CCDC construction documents at a discounted price.

While the HHCA provides resources that can help you grow as a contractor, they can’t protect you against financial losses. The construction industry is filled with risks and challenges; accidents can lead to injury, high medical costs, and lengthy legal battles.

As such, insurance support is vital—this is where KASE Insurance steps in.

Customizable Insurance Support for HHCA Members

Construction work is often physically demanding, with many workers being exposed to various hazards while on the job. You may find yourself working long hours to finish residential and commercial construction projects, handling heavy machinery, or getting exposed to harsh chemicals that could impact your health.

These high-risk situations could lead to high medical fees or lawsuits with the potential to bankrupt your business. That said, having reliable insurance bundles can help you protect your cash flow amidst unfortunate circumstances.

KASE Insurance offers insurance support to members of the Hamilton Halton Construction Association that can be personalized to suit their unique needs.

These bundles could include the following plans:

Commercial General Liability Insurance

Commercial general liability insurance (CGL) is designed to protect contractors from financial liabilities that could arise from:

• Third-party injuries
• Employee injuries
• Third-party property damage
• Advertising and/or reputational liability

As you might expect, the risks faced by each contractor and company vary depending on several factors. It is therefore important to consult with an expert KASE Insurance broker to get the exact coverage you need.

Contractors Insurance

Contractor liability insurance (a.k.a contractors insurance) protects you from third-party liabilities and damages, bodily injury, and completed work claims. This type of insurance is mandatory in some provinces and territories,

Additional coverage that may be needed could include:

• Worker’s compensation insurance: Covers your employees’ medical fees in case of an accident and lost wages while they’re in recovery.
• Commercial property insurance: Covers repair and replacement costs associated with property damage, theft, or vandalism. It also supports you when business operations are interrupted due to the office space being inaccessible.
• Commercial auto insurance: This protects your company-owned vehicles against legal costs resulting from an accident, repairs, and replacement expenses, as well as any hospital bills arising from an incident.

Surety Bonds

Construction projects are often worth millions. While these big-ticket jobs pose opportunities for career growth, they also come with big risks. This is why contractors who’d like to bid on major construction projects need to enter into a surety bond.

Bonds are legal agreements that protect all parties involved in a construction project from financial losses. They guarantee that tasks will be carried out in accordance with industry standards and within a given timeline.

Construction bonds for contractors can include:

• Bid bond: These assure the client that the contractor will acquire the required bond/s if they win the bid for the contract.
• Performance bond: These guarantees a contractor will see the project to completion within a given deadline while upholding industry standards.
• Payment bond: These hold the managing contractor responsible for paying other parties involved in the project.

Entering into a bond demonstrates your ability to see the project to completion and boosts your credibility in the eyes of stakeholders.

Why Go With KASE Insurance?

KASE Insurance is proud to support members of the Hamilton Halton Construction Association, offering them industry-leading coverage and rates.

When you choose KASE, you can feel confident that you’ll understand your plan just as well as we do—we’re your resource for all things insurance. Get what you need, when you need it, and never pay for unnecessary riders.

Contact us today for a free quote, or reach out to our friendly team with any questions.