There are over 10,000 landscaping companies in Canada and more than 70% of these are small businesses, with a large number owned and run by just a handful of workers. That’s a lot of responsibility in an industry that has a gradually increasing workload, which is why many turn to landscaper insurance in Toronto as a way of safeguarding their business and assets.
Toronto landscaper insurance is a specific type of insurance that covers liability and loss related to the landscaping industry. It covers many aspects of this business and helps to provide cover for an array of costly eventualities.
This cover can be provided by other business-related insurance policies, but what makes landscaper insurance in Toronto unique is that it’s tailored towards the specific needs of businesses in this sector. It takes into account the reliance on tools and equipment and the damage that loss of these tools can cause; it includes possible lawsuits that could arise from dissatisfaction and negligence relating to a job, as well as bodily harm to an employee.
All of these things will be factored into a landscaper insurance policy, with the extent and variety of coverage depending on how comprehensive the policy is.
As with any insurance, landscaper insurance in Toronto is required to prevent catastrophic financial loss following a major incident. It is a way of guaranteeing the continued operation of a business and the continued stability of its finances in the event of an unexpected development, such as the theft of expensive tools, or a lawsuit that holds the business accountable.
Landscaper insurance in Toronto can cover businesses in this niche for an array of unexpected outcomes, including, but not limited to:
The extent of coverage will depend entirely on the individual policy and will take many things into consideration, including the size and the reach of the business, as well as its customers and its employees.
Landscaper insurance in Toronto can be utilized by anyone in the landscaping industry. In Ontario, that accounts for around 4 out of 10 landscaping businesses nationwide. Of those, 50% have fewer than 4 employees.
These businesses are often owned and managed by people who have placed their life savings into their business and rely on the success of that business to feed their family. If there is a major theft or fire, or there is an illness preventing them from working, the impact could be massive, bringing the business to its knees and damaging their finances as well as the finances of their employees.
Medium and big businesses can also benefit greatly from landscaper insurance, as the monetary losses could be massive without it. Simply put, everyone who operates a landscaping business can benefit from landscaper insurance and everyone with such a business in Ontario can benefit from the landscaper insurance in Toronto provided by KASE.
Of the 10,000 or so landscaping businesses across the country, more than 4,100 are in the province of Ontario and a great number of these are in Toronto. The demand for landscaper insurance in Toronto has therefore never been higher, with commercial insurance brokers like KASE Insurance setup to cater for them and their needs.
At KASE Insurance, we work with a wide range of companies across a huge number of sectors. We are experts in providing top-of-the-line insurance policies to businesses of all sizes, with an emphasis on small businesses and growing businesses like those in the landscaping sector.
If you want the very best and the most complete landscaper insurance in Toronto, get in touch with a KASE representative today.
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The KASE team helped us in arranging the best possible insurance policy for our business. We were very impressed by their overall knowledge and effort in getting us the right the policy. Highly recommended!